There are 2.5 billion people worldwide - accounted for half of the adult population - no bank account.They were "far from" financial service entrance.

By the African people in Belgium Yves Moury Capital foundation (Fundacion Capital) is a "frontier" : pratt &whitney financial innovation in order to help the poor to build saving;In the assets they achieve and growth in investment and financing;Ensure that their families against financial risk;And planning for a sustainable path to help them out of poverty.

Capital foundation, founded in 2009, five years has been help up to three million people.Yves plan by extending access to training, funding, and employment opportunities, make benefit from population growth in the next few years to eight million.Foundation together to promote public policy, the market mechanism and the force of modern information technology, is committed to cover three continents in 2030 reached one hundred million poor families, to ensure they can control their own vision property decisions and have their own family.

"There is no doubt that you must have a bank account," Yves told reporters in an interview, "you have the account, because it is useful to you. But there are 2.5 billion people in the world, does not have its own bank account. Income is like water, but only have to dispose of damming capability. Through savings, assets under management of financial management can be better, to make new livelihoods or improve your life. But in these extreme poverty region, they lack the financial service entrance. Women usually is for the family finances, but they will soon be a child, husband, the old people home quickly because of a variety of reasons will run out of money. Because there is no bank account, the home of anyone know the how much cash in your hand."

As a banker, 25 years financial industry experience, let Yves mastered the poor out of solution.Through his understanding of the financial operation system, and the needs of the development of the government to the government, Banks and the poor link, the opening bank to the poor financial channels, with the practice and experience to prove these seemingly unable to prove that the credit customers, still can bring high efficiency and stable earnings;Push the government to make public policy, protect the rights of the poor get financial services, on the basis of banking channels at the same time, also enables the government to achieve its community economic development goals.Through the financial ecological chain, the next step is how to make poor people understand the value of financial services and have the skills to use tools.In addition to women in the family to improve family life quality control and balance role cognition, "the poor training of the poor" is the core of the capital foundation, another important method.

"In a family, women more often consider and balance the development of the whole family, so they is the goal of the foundation, the main service object. And the best method, is to let the poor training for the poor, only their most understand their difficulties and need."Based on the development strategy, capital foundation will immediate target object, scope is focused on the opinion leaders of poor communities, they are easier to understand the purpose of the foundation and solution, became the most appropriate institutions and service object of the link.

Use of four projects organic capital foundation, through the joint in the power of public policy, the market mechanism and information technology, make millions of poor families can live with hope and confidence and the ability to decide how to manage their existing resources, growth and investment.

"Pratt &whitney financial" project: connect the low-income people to the functionality and security of the formal financial system, encourage the poor savings, investment and business, this way not only makes can benefit the poor, and the government, the financial sector and the private bank is same also is benefit.

"Economic citizens" : economic participation in helping low-income families practice plays an important role in their civil rights.But participation are the premise of these families to obtain information, training and development of productive activities."Economic citizens" encourage it into the formal financial system and help the very poor people to get the corresponding skills, enabling them to build a better future life.

"Informationization solution" : the use of information technology to promote global trade and communication to improve the quality of life of the poor.With such as mobile banking and financial teaching on tablets operation, this initiative through information technology to define the way to support all the projects of the foundation, to rein in its expanding scale and reach more groups in need.

Development after the "conflict" : "how the financial world could help society in conflict, restoration and reconstruction after disasters and violence?"Conflict and land development projects after trying to solve this problem.With the public and the private sector partner together, entrepreneurship, pratt &whitney financial.

From beginning to end, capital foundation will be the core aim to focus on the project scale and sustainability, closely with the government and the private sector partnerships, Yves led foundation towards the goal of 2030 poor families in one hundred million.The agency's motto is "Big results need Big ambition" - started achievements in aspiration.